Joshua graduated Duke University with a B.S. major in Economics and has been in the mortgage business since 2005. He began his career at Countrywide Full Spectrum lending in Culver city and he has also worked for brokers, online lenders, banks, and direct lenders. Joshua and his team pride themselves on providing 24/7 concierge service to alleviate any stress in home buying process so the buyers can focus on the fun parts like shopping for furniture and decorations. He loves guiding first-time buyers through educating them about each step of process and has found that once people understand that financing is a completely objective process and not subjective at all, it takes the worry out of it. His extensive experience and loan knowledge enables him to structure the loans properly so the transaction is fast and smooth. Fairway Independent Mortgage was #4 in volume in the country in 2017 (#3 FHA, #6 VA) and has over 10,000 five-star reviews on Zillow, a reflection of their excellent rates and service. Fairway closes loans in 14-21 days and can fully underwrite your loan before you find a property (TBD underwriting program) so that your offer can be as good as cash. This greatly increases your chance of getting your offer accepted when you find a home you love in this competitive market.